oReserve Privacy and Confidentiality Policy

1. oReserve recognizes the User’s right to confidentiality and privacy.

1.2 Unless ordered by a ruling body of competent jurisdiction acceptable to Issuer, Issuer shall not reveal User’s contact or identifying information or transaction history to any third party.

1.3 Issuer will ensure that User has the ability to examine User’s contact and identifying information and make updates and changes when necessary.

1.4 Issuer will not store any User details, including but not limited to account history, contact or identifying information, or Personal Identification Number(s) in unencrypted plain text under any circumstances.

1.5 User agrees that oReserve has the right to monitor the oReserve Network electronically from time to time in order to operate the System properly.

2. oReserve collects User's information at several different points throughout our web site and from other sources.

2.1 In order to become a member of oReserve, User must first complete a registration form. During registration User is required to give contact information such as name, address, phone number, e-mail address and date of birth. All information is required unless otherwise stated on the membership form.

2.2 oReserve may also collect information from User through other means such as the telephone, by e-mail, by fax, on paper, and in person.